Protect Your Medicare in 2026: Scam watch + breach checklist
Scammers ramp up right after Open Enrollment. Add in a couple of big 2025 security headlines, and January is the perfect time to tighten up your defenses. Here’s a quick, plain-English guide you can send to clients. What changed lately (and why it matters) Change Healthcare breach—now confirmed at ~192.7 million people. HHS says the […]
AEP’s Over — Now What?
AEP is officially in the rear-view, and now it’s all about making sure your 2026 coverage starts smooth on Jan 1 and knowing your options if something isn’t right. 1) Look for your plan welcome kit & Evidence of Coverage (EOC) Your plan mails an EOC each fall that spells out what’s covered, copays, rules […]
Part D in 2026: What the New $2,100 Limit Means—And What To Do This Fall
Big Part D changes kicked in for 2025, and they keep evolving for 2026. Use September to review your Annual Notice of Change (ANOC) (arrives by Sept 30) and prep for the fall shopping season. The headline numbers 2025: Your out-of-pocket (OOP) spending on Part D drugs is capped at $2,000 for the year. 2026: […]
Reading Your Annual Notice of Change (ANOC)
Every August/September, your Medicare Advantage (MA) or Part D drug plan drops a thick envelope in your mailbox titled “Plan Annual Notice of Change (ANOC).” It’s the plan’s yearly “heads-up” on what will look different starting January 1, and by rule it has to reach you no later than September 30. Why the deadline? CMS […]
Vaccinations: What Medicare Covers At No Charge
August might still feel like pool-weather, but it’s the perfect month to lock in the vaccines that will carry you safely through flu-season and the winter COVID-wave—and, new this year for many of us, RSV protection. Here’s the quick low-down for Medicare beneficiaries 65-plus (and younger friends with certain conditions). Why Book in August? Peak […]